Managing family finances can be seamless and rewarding with a joint savings account from AU Small Finance Bank. Designed to prioritise convenience and transparency, these accounts offer a shared platform for families to save and manage their expenses together effectively.
With competitive interest rates and easy account access, joint savings accounts are perfect for households aiming for financial harmony. They also enable better financial planning and help people foster a collaborative approach to meet shared financial goals. This blog post explores the top joint savings account options offered by AU Small Finance Bank.
Joint Savings Accounts Offered by AU Small Finance Bank
AU Small Finance Bank is among India’s leading banking institutions offering digital savings account opening facilities. This section explores the top joint account options offered by AU Small Finance Bank. Some of the top options include the following:
- AU Royale
The AU Royale Account helps take care of all your banking needs, with a special focus on family banking. This feature caters to the banking needs of all family members, providing a seamless and efficient experience. Key benefits include high interest rates, monthly interest payouts, and domestic airport lounge access. Additionally, the AU Royale account offers:
- Demat AMC Waiver
- 75% Discount on Locker Rentals
- Buy 1 Get 1 Free Movie Tickets through BookMyShow
- 8 Complimentary Domestic Airport Lounge Access per year
These exclusive perks, combined with debit card offers, make the AU Royale one of the best joint savings account options for families.
- AU Platinum
The AU Platinum ensures seamless management of family finances. It is a unique way of banking that seamlessly connects family members by grouping all the accounts. This account offers premium services, special discounts, exclusive offers and complimentary insurance covers on your debit card for added security.
- AU Platinum World
The Platinum World Savings Account offers family banking services with unmatchable offers. Designed specifically for NRI customers, this savings account allows easy management of NRE and NRO savings account balances. Features on offer include monthly interest payouts and video banking services.
- AU Women Savings Account
With an AU women’s savings account, women can easily overcome challenges at work and take care of their family’s financial needs. This account offers high interest rates, monthly interest payouts, extended banking hours, and insurance benefits. Account holders also get access to customisable features for added advantages.
- AU Senior Citizens Savings Account
The AU Senior Citizens Savings Account is specifically designed to meet the banking needs of individuals aged 60 and above. This account offers higher interest rates, priority banking services, and special privileges such as doorstep banking and medical assistance. Senior citizens also enjoy additional benefits like free or discounted locker rentals and a dedicated relationship manager for personalized support. It ensures that seniors can manage their finances with ease, security, and peace of mind.
Steps to Apply for an AU Savings Account
Here’s how one can open a savings account with AU Small Finance Bank:
- Prepare Your Documents: Get your PAN and Aadhaar ready.
- Enter Personal Details: Enter your personal information.
- Fund Your Account: Make an initial deposit to fund your new account.
- Open Your Account: Complete the opening process and use your AU Savings Account.
Benefits of AU Savings Accounts
AU savings accounts offer several benefits. Some of the most highlightable benefits include the following:
- Banking convenience: Visiting a branch is old school: One can get all their banking transactions & other service requests executed from the convenience of their home with the help of AU’s Video Banking facilities
- 24×7 online transactions: One can make online transactions, such as utility bill payments and mobile recharges, at any time, instantly.
- Paperless banking: Depositing funds into one’s account is convenient without the hassle of using deposit slips.
- Free-of-charge fund transfers: Account holders enjoy free unlimited RTGS/NEFT fund transfers through AU’s digital channels.
Conclusion
AU Small Finance Bank’s joint savings account options are thoughtfully designed to meet the diverse needs of modern families. By offering shared access, flexible mandates, and competitive interest rates, these accounts foster better financial planning and transparency among family members.
Whether one is saving for a milestone or managing everyday expenses, AU’s family-first approach ensures convenience and collaboration among family members. With additional benefits like digital banking and personalised customer service, AU Small Finance Bank empowers families to grow their savings together while simplifying their financial journey.
